You know what? You get to skip this step if you became a Certified Homebuyer in #4.
Your loan provider will pass the loan eventually application to a home loan underwriter that will glance at your documents and decide if you’re financially prepared for a home loan. Yes, this task may be nerve-racking. But hang in there! In the event that you’ve followed our advice for selecting a house it is possible to really pay for, you have absolutely nothing to be worried about. (And when you yourself haven’t followed our advice, well, you better hope you will get denied to help keep you away from a monetary mess. )